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     The single biggest investment you will make in your life is your home. Are you sure you've protected your investment? 

     Let us review your homeowner's policy with you and make sure there are no gaps in coverage or costly duplications. In addition to reviewing your insured value and other coverage, we'll take a look at the following important areas:

  • dwelling & personal property
  • personal liability
  • medical payments to others
  • additional living expenses

     If you are interested in getting an online home quote, simply click the link and complete the short survey.  Your Homeowners Insurance Quote will arrive in your e-mail box shortly. 

    

Texas Family Home Policy

Download a sample copy of the: Texas Family Home Insurance Policy

     The Farmers Insurance Group of Companies reported the introduction of a new home insurance policy, called "Texas Family Home Policy." This new policy offers more coverage choices, new discounts, deductible options, and flexibility in choosing coverage limits.

     Our 'Texas Family Home Policy' will offer our customers a tailored policy to fit their specific insurance needs. Just like no two families are alike, no two families have the exact same insurance needs,

     Available since February 2006, Farmers "Texas Family Home Policy" offers many new discounts such as home-life and interior inspection. When you call us for a home insurance quote, we most often are quoting the Texas Family Home Policy.

Texas Homeowners Policy - (HOA)

(Limited Form)

Download a sample copy of the Texas Homeowners Form A Policy (HOA)

     This limited form home insurance policy covers "named perils" such as wind, hurricane, hail, fire, theft, smoke, vandalism, and such.  Specifically excluded perils include Flooding, Nuclear, earth movement, and acts of war.  Although this form is limited in coverage, Farmers has offered the TXO40 Endorsement which added perils such as water overflow and falling objects.

     The policy covers Building, Contents, Liability, and Loss of Use coverages. 

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     Remember, your home's Market Value is different from your home's Replacement Value or its' Replacement Cost.  This home valuation source determines your home's Market Value.

Get important information concerning managing disasters from multiple sources in an interactive format: Federal Alliance for Safe Homes
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Regan Latta, L.U.T.C.F.

"Don't let another day go by without a complete review of your policy.  Let's make sure that you are covered properly."
Phone: 281-444-2226
Fax: 281-444-6281
e-mail rlatta@lattainsurance.com