Optional Auto Coverages*

AUTO DEATH INDEMNITY
     Provides a specific amount of coverage in the event of death of the named insured or resident relatives due to a covered peril.

Coverage is written on a per car basis. See the state Personal Lines Auto Manual and the endorsement for specific coverage limits.

View Endorsement S565 TX Auto Death Indemnity And Total Disability Coverages

COVERAGE FOR TAPES, AND OTHER DEVICES

     Pays for direct and accidental loss to tapes, records or other similar devices used with sound reproduction equipment subject to the provisions of the policy under Coverage for Damage to Your Auto. However, the deductible does not apply.

Coverage applies only if the items are the property of the insured or a family member and at the time of loss are in the covered auto.

The limit of liability is $200.

Coverage is available on a per car basis, and that car must have Coverage for Damage to Your Auto.

This coverage is not available on youthful class 2C risks.

View Endorsement: 520 TX Coverage For Tapes, Records Or Other Devices

EXTENDED NON-OWNED

     Covers you when driving a car you or a family member do not own.  For example, you drive a vehicle owned by your employer but you are required to carry the insurance policy. Drive Other Car coverage can be written in different variations and may include other coverages such as Medical, PIP, Accidental Death Benefits, Work Loss Benefits etc. 

View Endorsement 511A TX Extended Non-Owned Coverage For Named Individual

MEDICAL COVERAGE ON EXTENDED NON-OWNER

     Endorsement that adds Medical coverage to Non-Owned Automobile Coverage for a named individual.

Requires Medical Payments coverage on the primary vehicle. Medical covers the reasonable cost for necessary medical services up to policy limits, because of bodily injury sustained by an insured person in the insured vehicle.

     You can add your travel trailer or pop-up to your auto policy. 

View Endorsements 560C TX Recreational Trailers, Mobile Homes Or Motorhomes

561D TX Recreational Trailer, Mobile Home Or Motorhome - Contents Coverage

564 TX Recreational Trailers, Mobile Homes Or Motorhomes

583D Miscellaneous Type Vehicle Endorsement

RENTAL REIMBURSEMENT

     This coverage pays when the automobile is withdrawn from use because of damage caused by a peril insured against. When there is a total theft of the auto, the specified limit provided under "Coverage for Damage to Your Automobile" will be supplemented to the extent of the limits in the schedule listed in the endorsement. 

View endorsement 523 C Rental Reimbursement Coverage

RESIDUAL DEBT COVERAGE
     Covers the additional cost of terminating a finance contract on the insured vehicle in the event of a total loss. For example, if you owe more on your loan on the vehicle than the fair market value, and the car is totaled, residual debt coverage will cover the difference in the amount that is owed on the loan.

View endorsement E1131 TX Residual Debt Endorsement

SOUND RECEIVING AND TRANSMITTING EQUIPMENT
     Covers direct and accidental losses to any of the following devices, (including accessories and antennas), scheduled on the endorsement subject to the provisions of the policy. The comprehensive coverage deductible does not apply. 

• Citizen Band Radios
• Two-Way Mobile Radio
• Cellular Telephone
• Scanning Monitor Receiver

View endorsement 521A TX Coverage For Sound Receiving And Transmitting Equipment

TOWING AND LABOR COST ENDORSEMENT

     An endorsement to a personal auto policy that covers towing and road service labor costs in the event of a breakdown or accident subject to policy definitions and limits.

512A TX Designation Of Covered Person Or Organization (restricted)

513 TX Federal Employees Using Autos In Government Business (restricted)

539C TX Texas Personal Auto Policy (restricted)

571 TX Financial Responsibility Certification (restricted)

571A Financial Responsibility Certification (SR-22 Filings) (restricted)

573A TX Supplementary Death Benefit (restricted)

586A TX Antique, Collectible Or Special Interest Auto (restricted)

593E Texas Personal Auto Policy (restricted)

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